Cover Your Business Bodily Injury And Property Damage Claims
Protecting your business must be your priority. A landscaping business may also need some other types of business insurance, such as:
- Professional liability insurance
- Inland marine coverage
- Umbrella coverage
- Commercial coverage
- Pesticide and herbicide application coverage
All these types of business insurance may be needed for your business. But, if you are running a landscaping firm, you must get the best landscaping insurance coverage.
What to get from landscaping insurance coverage?
The minimum coverage of landscaping insurance includes:
- Commercial property
- Worker’s compensation
- Commercial insurance liability
- Commercial automobile
- Excess liability
- Employment practices liability
When to get your claim?
Before getting your bodily injury or property damage, you need to understand their differences. After an accident, you will be exhausted. You have been through a traumatic experience. You want to hand everything to someone who knows what they are doing. The right person is an attorney. But, be sure that you are getting the right insurance fitted to the injury or damage you have gone through before filing a compensation claim.
Keep in mind that bodily injury and property damage are different cases, which means different types of compensation must get. You must buy the right insurance better for the damage or injury you have suffered. If you are bodily injured being hit by a car while riding in your car, you must prove that it is not your fault.
In addition to that, property damage is covered for the compensation when proven not guilty or it is not your fault for the accident. However, in landscaping insurance, the coverage of the policy is inclined to answer the fault of the contractors for their landscaping job errors. The employees working in the landscaping firm can get worker’s compensation when they get injured while on the job site.
It is not easy to run a landscaping team, which can affect the result of the project done. For possible mishaps covered within the project, landscaping insurance can save your company in that situation.